Product Manager - Emerging Asset Financing
AI Summary
The role involves managing the entire lifecycle of structured finance transactions, from initial deal structuring and negotiation to credit approval and ongoing monitoring. You will collaborate with coverage teams to pitch bespoke lending solutions and prepare necessary credit appraisal models and documentation.
Candidates must hold a graduate or postgraduate degree, such as an MBA, CA, or CFA, with 4 to 8 years of experience in structured finance or corporate banking. Proficiency in financial modelling, credit appraisal processes, and project finance is essential for this position.
Job Details
Key Skills
Role/ Job Title: Product Manager-Emerging Asset Financing
Business: Wholesale Banking
Function/ Department: Corporate Coverage
Job Purpose :
'Emerging Assets Financing sits within the Wholesale Banking division and is a newly established team focused on supporting the structured and tailored financing requirements of Corporate Banking clients. The team specializes in designing innovative lending solutions and creating bespoke structures to meet complex client needs.
The role would support the Product Lead in designing and executing structured finance transactions across sectors. The role involves assisting in structuring innovative & bespoke lending solutions for the Bank’s clients.
Roles & Responsibilities:
'The role involves managing the entire lifecycle of an exposure, from initial structuring and deal negotiation to obtaining credit approvals, executing transactions, and ongoing monitoring throughout the life of the deal.
• Work with Product Lead and Coverage RMs to pitch for bespoke lending solutions to corporate clients seeking such solutions
• Prepare client presentations and pitch materials for structured finance solutions.
• Assist in analyzing client requirements to support development of tailored financing structures.
• Preparation of credit appraisal memos / models / term sheets etc and negotiation of transaction-related documentation etc
• Monitor ongoing deals, track covenants, and highlight emerging risks.
Secondary Responsibilities :
'• Support development of new structured lending products for corporate clients
• Assist in preparing client presentations and pitch materials
Key Success Metrics:
'• Growth in structured lending portfolio within approved risk parameters
• Timely and high-quality execution of transactions
• Client satisfaction and repeat business
• Innovation in structuring solutions for diverse client needs
Qualifications:
Graduate Degree,Post Graduate Degree - MBA Finance, Professional Degree - CA or CFA
Years of Experience:
4–8 years in structured finance / corporate banking; • Exposure to project finance, financial modelling and credit appraisal processes; • Experience in NBFC / AIFs / Credit Funds / Real Estate Fund will be an advantage
About IDFC FIRST Bank
IDFC FIRST Bank, formed from the merger of IDFC Bank and Capital First, offers innovative, customer-centric banking solutions while prioritizing ethical practices and financial inclusion.