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Senior Financial Analyst
The EiRAM Group LLC
Washington, District of Columbia, United States | RemoteUSD115,000 - USD125,000 / YEARRemote OK
AI Summary
The Senior Financial Analyst will evaluate SBA lenders, analyze portfolio risk, and provide technical guidance on delegated authority decisions. They are also responsible for developing policies, improving oversight processes, and preparing analytical reports for management.
Candidates must have a bachelor's degree in a relevant field and at least 10 years of experience in financial analysis, credit risk, or regulatory oversight. Proficiency in financial statement analysis and advanced Excel skills are required, with preference given to those with SBA system experience.
Job Details
Job Type: FULL TIME
Visa Sponsorship: No
Salary: USD115,000 - USD125,000 / YEAR
Education: bachelor degree, postgraduate degree
Work Arrangement: Remote OK
Experience Level: 10+ years
Hours: 40 hrs/week
Language: English
Benefits
Flexible work from home options
Key Skills
Financial analysisCredit riskPortfolio analysisBankingRegulatory oversightSBA 7(a)Delegated authorityDesktop reviewsFinancial statementsQuantitative risk analysisQualitative risk analysisExcelStatistical functionsPolicy developmentTechnical leadershipReport writing
The EiRAM Group is seeking a Senior Financial Analyst to evaluate SBA lenders, analyze 7(a) portfolio risk, and provide technical guidance supporting delegated authority and lender oversight decisions.
This is a senior-level role focused not only on analysis, but also on developing policy, improving oversight processes, and providing technical leadership.
What You’ll Do
This is a senior-level role focused not only on analysis, but also on developing policy, improving oversight processes, and providing technical leadership.
What You’ll Do
- Evaluate SBA lenders for eligibility, qualifications, performance, and continued Delegated Authority.
- Conduct complex financial, credit, statistical, and portfolio risk analyses.
- Analyze 7(a) lender portfolios to identify trends, concentrations, emerging risks, and required actions.
- Develop recommendations for lender reviews, renewals, delegated authority, and risk mitigation.
- Develop and improve policies, procedures, standards, and methodologies for Delegated Authority and Desktop Reviews.
- Identify process gaps and implement improvements to lender oversight activities.
- Review analytical work prepared by other staff for quality, accuracy, and regulatory compliance.
- Prepare reports, memoranda, work papers, and briefings for management.
- Provide technical guidance on complex financial and credit-risk issues.
- Coordinate with SBA leadership, analysts, program managers, legal counsel, and EiRAM management to deliver program requirements and deadlines.
- Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or related field. Master's Degree preferred.
- 10+ years of progressively responsible experience providing financial analysis, credit risk, portfolio analysis, banking, or regulatory oversight support to the Federal Government.
- Experience analyzing financial statements, credit risk, lender/loan portfolios, and quantitative and qualitative risk factors.
- Strong ability to interpret regulations, policies, and procedures and develop recommendations for management.
- Experience producing analytical reports, memoranda, work papers, and presentations.
- Advanced Excel skills, including pivot tables, lookups, conditional formulas, and statistical functions.
- Experience with SBA 7(a), 504, Delegated Authority, Desktop Reviews, or government-guaranteed lending preferred.
- Familiarity with SBA systems such as Lender Portal or CAFS is a plus.
Flexible work from home options available.