Sr Financial Analyst

The Finance Organization drives business value by being a strategic partner in support of the Company’s success. We bring financial expertise, analytical rigor, a strong understanding of the risk and regulatory environment, and a commitment to upholding the highest standards of financial integrity.

The U.S. Regulatory Reporting team is responsible for the accurate, complete, and timely delivery of regulatory reports while maintaining a strong control environment. The Senior Financial Analyst will support Single-Counterparty Credit Limits (SCCL) FR-2590 reporting, partnering closely with teams across Finance, Risk, Treasury, Controllership, Technology, and Data.

The ideal candidate will have strong analytical skills, attention to detail, a solid accounting foundation, and the ability to collaborate effectively across teams in a fast-paced environment.

Responsibilities

• Support the end-to-end preparation, review, and submission of FR 2590 / SCCL regulatory reporting.
• Analyze and validate counterparty exposure data and investigate period-over-period variances and data-quality issues.
• Perform reporting controls, reconciliations, and data validation to ensure accuracy and completeness.
• Partner with Finance, Risk, Technology, and Data teams to investigate and resolve reporting and data issues.
• Support regulatory reporting changes, process documentation, audits, and governance activities.
• Identify opportunities to improve and automate reporting processes and strengthen the control environment.

Qualifications

• Bachelor’s degree in Accounting, Finance, Economics, Business, or a related field preferred.
• 2–3 years of experience in Finance, Accounting, Regulatory Reporting, or a related field.
• Strong understanding of U.S. GAAP accounting principles and financial reporting concepts.
• Strong analytical and problem-solving skills with excellent attention to detail.
• Strong working knowledge of Microsoft Excel, including PivotTables, formulas, lookups, and analyzing large datasets, as well as PowerPoint.
• Strong control mindset with an understanding of data quality, reconciliations, and reporting accuracy.
• Excellent written and verbal communication skills.
• Strong collaboration and relationship-building skills with the ability to work effectively across multiple teams.
• Highly motivated, intellectually curious, and able to manage multiple priorities and deadlines in a fast-paced environment.
• Experience with SQL, Python, Tableau, Power BI, Alteryx, or other data and automation tools is a plus.

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. 

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
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The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.​