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Europe Risk And Controls Senior Software Engineer II

Wise / Financial Services
London, England, United KingdomGBP111,000 - GBP145,000 / YEAROn-site
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AI Summary

You will architect and scale high-throughput, event-driven systems to protect global money transfers and ensure robust financial crime prevention. You will also provide technical leadership by setting strategy and collaborating with cross-functional teams to translate regulatory requirements into high-performance code.

The role requires over 7 years of deep Java expertise with Spring Boot and hands-on experience in building distributed systems using Kafka and SQL. Candidates should possess strong product ownership skills and the ability to influence cross-functional stakeholders.

Job Details
Job Type: FULL TIME
Visa Sponsorship: No
Salary: GBP111,000 - GBP145,000 / YEAR
Work Arrangement: On-site
Experience Level: 5 - 10 years
Hours: 40 hrs/week
Language: English
Benefits
RSUs
Key Skills
JavaSpring BootDistributed SystemsKafkaSQLEvent-driven ArchitectureSystem ArchitectureAMLKYCFraud PreventionCI/CDTechnical LeadershipFinancial Crime PreventionProduct Ownership
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Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

Build the engines protecting billions in global transfers, without slowing down real-time money movement.

As a Senior Product Engineer in Wise’s Europe Risk & Controls team, you’ll take full end-to-end ownership of our core risk architecture. We’re expanding our domain to handle high-stakes Anti-Money Laundering (AML) and financial crime prevention across European and UK markets. You will architect high-throughput, event-driven engines that ensure every risk decision is bulletproof: consistent, explainable, and real-time auditable.

What You'll Drive

  • System Architecture: Design and scale distributed systems powering customer due diligence (CDD/EDD) and fincrime detection.

  • Technical Leadership: Set technical strategy, make critical architectural calls, and mentor senior talent.

  • Domain Impact: Partner directly with Product, Compliance, and Data Science to translate regulatory complexity into high-performance code.

Qualifications

What do you need:

We are fully aware that it is uncommon for a candidate to have all skills required and we fully support everyone in learning new skills with us. So if you have some of those listed below and are eager to learn more we do want to hear from you!

  • Core Stack: 7+ years of deep Java expertise leveraging Spring Boot.

  • Distributed Systems: Hands-on experience building event-driven architectures with Kafka and SQL.

  • Product Ownership: Direct end-to-end execution—owning systems from initial design to live production metrics.

  • Cross-Functional Influence: Ability to translate complex distributed architecture concepts for non-technical stakeholders.

  • CI/CD Mastery: Proven experience with modern continuous integration and deployment pipelines.

  • Domain Bonus: Prior experience in AML, KYC, or fraud prevention is a massive plus.

Additional Information

Interested? Find out more:

What do we offer: 

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

  • Compensation: GBP 111000 - GBP 145000 - yearly
  • About Wise

    Wise is a leading global technology company that simplifies international money transfers, enabling users to hold, move, and spend over 40 currencies seamlessly.

    Financial Services
    11,783 employees
    London
    Most staff in GBR
    $1.7B raised
    Employee ratings
    From Glassdoor · 2.6k reviews · View profile
    Diversity & inclusion4.1
    Culture & values3.7
    Work–life balance3.6
    Compensation & benefits3.6
    Career opportunities3.5
    Senior management3.0
    65%
    would recommend to a friend
    59%
    positive business outlook
    Categories
    FinanceBankingSoftwareInsurTechPaymentsPersonal Finance
    Specialties
    money transfercurrency exchangeforeign currencycrowdsourcingpeer-to-peerfintechfinancetechnologytechcultureP2Pstartupconsumer servicesstart-upstart upfinancial technologymissionautonomyand borderless