Credit Collections Specialist

We are seeking enthusiastic and vibrant individuals to join our Consumer & Small Business Credit team in a collections role. If you are a self-motivated and positive individual, why not join our team?

As part of the team, you’ll be responsible for managing and servicing with excellence our Consumer & Small Business segment for Australia & New Zealand. You’ll be sharing our commitment to the service intent and our passion for customer service, while supporting customers through collections-related conversations and account management. This position is responsible for delivering extraordinary customer service whilst ensuring we adhere to our credit policies, support appropriate customer outcomes, and minimise losses.

We will provide you with a structured training program when you begin, and ongoing guidance to support you.

Responsibilities

What your responsibilities will include

• Providing excellent customer service by addressing inquiries and concerns related to customer accounts.

• Managing collections activities for assigned accounts, including timely follow-ups and appropriate customer contact.

• Assessing and understanding customers' financial situations to offer appropriate hardship solutions.

• Monitoring and managing assigned accounts to ensure accurate records and timely action.

• Ensuring all collection activities are documented accurately and thoroughly in the company's systems.

• Participating in team meetings and training sessions to stay informed about company policies, procedures, and best practices.

Qualifications

What skills we feel you'll need to be successful

• Strong communication and negotiation skills.
• Empathetic and patient approach when dealing with customers in financial distress.
• Ability to handle difficult conversations and remain calm under pressure.
• Ability to work both independently and as part of a team.
• Ability to quickly learn and adapt to new software and systems.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.